Test Environment
The purpose of this utility platform is to enable merchants to replicate the production/live environment's workflows. The merchant first integrates the sandbox environment's API to test the platform and carry out UATs. It provides test accounts that the merchant can use to experiment with the various features of the APIs without really affecting consumer cash. The merchant can be authorized to go live once all testing has been completed to the satisfaction of both the merchant and the 54pay support team.
We want your transition from sandbox to production to go as smoothly as possible. It is imperative that you get a new set of credentials (security keys) and modify the API base URL. Everything else will go according to plan.
Live Environment
Real customers can be asked for real money in this setting. After completing the compliance/KYC phase and integrating the sandbox API for all necessary testing, the merchant will be approved to access the live environment.
Asynchronous Processing
The 54pay APIs operate asynchronously, which allows the merchant to receive updates on the transaction status without having to wait on the same request thread. The transaction status will be confirmed through a callback, webhook, or IPN POST request. We will therefore require that you share the https URL for your callback endpoint and it will be configured on the merchant account accordingly.
Accountability
54pay offers a management portal to every merchant, serving as the primary hub for overseeing your business operations. It enables the setup of multiple merchant accounts and generates reports detailing the activities across these accounts. Additionally, it provides account statements that illustrate the changes in merchant balances over time. For each merchant account, API configurations can be set up to facilitate integration.
Base URLs
The 54pay APIs are accessible through the following base URLs:
DEVELOPMENT:
Collection - https://subsidiary.dev.mypaygate.co
Payout - https://transfer.dev.mypaygate.co
Virtual Accounts Collection - https://va.dev.mypaygate.co
PRODUCTION:
Collection - https://subsidiary.prod.mypaygate.co
Payout - https://transfer.prod.mypaygate.co
Virtual Accounts Collection - https://va.prod.mypaygate.co